PAYMENT POLICY

 

Medical services are provided and billed by the Clinic. We participate in most all of the major health insurance plans in the region. Following are the health plans which we currently accept.

 

If your plan is not listed, please contact us for further information.

Please be aware that with any health plans, there may be deductibles and co-payments for which you could be responsible.

HEALTH PLANS
  • Aetna Choice POS II

  • Aetna HMO

  • AmeriGroup

  • BCBS Blue Card PPO

  • CIGNA HMO

  • CIGNA PPO

  • Coventry

  • First Health PPO

  • Great West Healthcare PPO

  • Humana ChoiceCare Network PPO

  • Medicare (General)

  • Medicaid

  • Multiplan PHCS PPO

  • Multiplan PPO

  • Principal Financial

  • United Healthcare

  • United Healthcare - Direct Choice Plus POS

  • United Healthcare - Direct Options PPO

  • Wellcare Health Plans

  • WellPoint

QUESTIONS ABOUT YOUR BILL

1. What billing or insurance information will I receive?

​You will receive a copy of your bill. After your insurance has paid, we'll provide you with a monthly statement of your account.

2. How long will it take to get things settled with the insurance company?

Generally, it takes from 45 to 60 days to obtain payment from an insurance carrier.​

​3. Why am I getting bills from physicians?

​Each physician who provides professional services will send you a separate bill from his or her office. These physicians will include: - your own physician- other physicians who conducted tests and procedures- consulting physicians chosen by your primary physician to read and interpret test results.

These physicians may include specialists in anesthesiology, cardiology, emergency medicine, nuclear medicine, pathology, radiology, or urodynamics. You will be responsible for paying these bills as well.

4. ​I received a notice that my insurance company has paid on my bill -- but I can't understand how they calculated their payment amount. Do you know?

​If we have received any such information from your insurance company, we'll be glad to share it with you. However, for answers to any questions about insurance payments, deductibles, or co-payments, you generally need to check with your insurance company.

The information contained in this website is presented for information purpose only, and is not intended to substitute in any way for a consultation with a physician for medical diagnosis and/or treatment.

Clinic Phone: (713) 799-2900
 
Clinic Fax: (713) 791-1028
 
Clinic Email: Dr. Lazaro Cherem
Cherem Kidney Specialty Care
@ The Texas Medical Center - Houston

 www.cheremnephrology.com 

© 2019 Lazaro Cherem Nephrology

Clinic Hours:

Monday - Wednesday     9:00 am - 5:00 pm

Thursday - Friday            Dialysis Units

Saturday - Sunday           Closed